Insuring your vehicle

New York State law requires that all cars on the road be insured, so, even if you don't drive the vehicle, it must be covered by liability insurance as long as it is registered.

You can find a listing of insurance agencies in the Yellow Pages of your local telephone directory.

Your insurance cost depends on several factors, including your age, driving experience, driving record, marital status, location of residence, etc. It is advisable to shop around and get quotes from various insurance agents or brokers for a low cost insurance. The agent will inform you of the basic policies available and the minimum coverage required by law.

When you buy auto liability insurance, the insurance agent or broker issues you two insurance identification cards. Present one card when registering your vehicle, and keep the second card with the vehicle as proof of your insurance.

In the event of an accident...

If you are driving a car and are involved in an accident, stop and wait until the police arrive. Be sure to get the name and address of the other driver, his/her license number, and the name of his/her insurance company. The other driver will want the same information from you. You should not argue with others at the scene, nor should you admit responsibility.

Last modified: Jun 19, 2007
International Services for Students and Scholars, Phone: (518) 276-4966, Fax: (518) 276-4839